Protect, Build & Grow Your Wealth
You’re working hard to build a life for your family. You’re paying down the mortgage, building your super, and trying to get ahead.
But what’s protecting it?
What happens if you get sick or injured and the income stops?
At Concord Private Wealth, we believe a great financial plan isn’t built on wishful thinking about the future. It’s built on a rock-solid, secure foundation for the present.
Our first priority is building a financial fortress around your family, ensuring your greatest asset—your ability to earn an income—is fully protected.
Only from that position of strength do we move on to building and growing your long-term wealth.
Our Financial Services
Our process is built on a clear, logical order. We secure your foundation first, then build on top of it.
1. 🛡️ Secure Your Foundation (The Priority)
This is a crucial first step to building the foundation for any financial plan. Before we talk about building wealth we protect your family and your lifestyle from the unexpected. This acts as your contingency plan should the unexpected occur, and is designed to keep you on track towards achieving your goals.
Personal Insurance (Our Speciality)
- The Problem: Your ability to earn an income is the engine that powers your entire financial life—it pays the mortgage, buys the food, and funds your future. If that engine stops, everything else is at risk. Most people are dangerously under-insured, leaving their family’s future to chance.
- Our Solution: We are insurance specialists. We conduct a full, expert review of your personal situation to identify your true risks. We then build a tailored protection plan using the right combination of Income Protection, Life, TPD (Total & Permanent Disability), and Trauma Insurance.
- The Outcome: You gain true peace of mind knowing that no matter what happens, your family is secure, your debts will be paid, and your lifestyle can be maintained.
Learn more about insurances…
Secure Your Legacy (Estate Planning)
- The Problem: You’ve worked hard for your assets, but what happens to them when you’re gone? Not having a plan can create financial chaos for your loved ones.
- Our Solution: We coordinate with legal professionals to ensure your assets are protected and your Will, trusts, and power of attorney are structured correctly to support your family.
- The Outcome: You’ll know that your family is protected and your legacy is secure, leaving behind a clear plan, not a problem.
2. 🏗️ Build Your Plan
Once your fortress is secure, we create the roadmap for your wealth. We manage your debts and optimise your cash flow so you can start getting ahead, faster.
Your Financial Roadmap
- What it is: A comprehensive, step-by-step plan that connects your daily decisions to your long-term goals. We create a clear path to financial freedom, built on your secure foundation.
Get a Plan to Be Debt-Free
- What it is: We analyse all your debts (home loan, car loan, credit cards) and create a realistic, structured plan to pay down “bad” debt faster. This frees up your cash flow to be used for investing, not paying interest.
Optimise Your Salary
- What it is: We review your salary structure to find all available benefits. We show you how salary packaging can be used to legally minimise your tax and increase your take-home pay.
See our full financial planning process…
3. 📈 Grow Your Future
With your protection in place and a clear plan, we can now focus on growth. This is where we make your money work for you.
Stop Guessing with Your Super
- What it is: Your super is your future. We provide a comprehensive review of your fund choice, fees, and investment strategy to make sure your super is working as hard as you are.
Build Your Investment Portfolio
- What it is: Based on your goals and risk profile, we build a diversified, long-term investment strategy. We help you build a second income stream and grow your wealth beyond just your super and your home.
Learn more about our Core-Satellite investment philosophy…
Ready to Secure Your Family’s Future?
It all starts with a simple conversation. Your first consultation is a free, no-obligation Protection Review.
Book Your Free 15-Minute Call Now