Iron-Clad Income Protection for WA’s FIFO Workforce

Protect your family and your mortgage without wasting a day of your R&R.

Expert advice from a Perth-based specialist, built for the way you work.

Working a FIFO roster is tough enough. Your insurance shouldn’t add to the stress.

Does any of this sound familiar?

✓ You’re earning great money, but you worry what would happen to your family and the mortgage if a serious injury took you off the tools.

✓ You suspect the default insurance in your super fund won’t even come close to covering your actual income, but you don’t have time to sort it out.

✓ The last thing you want to do on your precious R&R is spend hours on the phone or buried in confusing, unnecessary paperwork.

✓ You’re unsure if a standard insurance policy will actually cover you properly when you’re working on a mine site.

Get Specialist Advice That’s Actually Built for Site Life

At Concord Wealth, we don’t offer generic, one-size-fits-all policies. We provide specialist advice tailored for WA tradies and operators.

✅ Specialist FIFO Knowledge With 20 years of experience, we know the difference between a policy that just “ticks a box” and one that provides iron-clad protection for high-income earners in high-risk roles. We understand your job, your roster, and your risks.

✅ A Process That Respects Your R&R Your time at home is valuable. Our entire process is designed to be simple, quick, and easy. We do it all online or over the phone at a time that works for you – even if that’s after the kids are in bed.

✅ Total Peace of Mind Our goal is simple: to give you complete confidence that your hard-earned income and your family’s future are secure. You can focus on your job knowing that, no matter what happens, you’re covered.

Your Simple Path to Peace of Mind

1. Book a 15-Minute Discovery Call

A quick, no-obligation chat over the phone to understand your situation. We’ll find out what’s important to you and answer any initial questions.

2. Receive Your Personalised Strategy

We do the heavy lifting. We’ll research the market and present you with clear, simple options that are right for your job and your family’s needs. No jargon, no confusion.

3. Secure Your Future

Once you’re 100% happy, we handle the paperwork to get your cover in place. It’s that straightforward.

Meet Your Advisor, Paul Harrison

You won’t be dealing with a call centre or a junior assistant. My name is Paul Harrison, and for 20 years, I’ve been helping West Australians make smart decisions to protect their families. I specialise in working with FIFO professionals because I believe the people driving our state’s economy deserve specialist advice. My commitment is simple: clear, honest answers and a process that respects your time

Ready to Secure Your Hard-Earned Income?

Book a Chat

Let’s have a quick, confidential chat about your situation. Find a time that works around your roster. There’s no cost and no obligation.

Not ready to talk? Download our FIFO insurance Guide

Your Questions, Answered

• Q: What does your advice cost me? A: The initial 15-minute Discovery Chat is complimentary. It’s an opportunity for us to get to know each other and see if we can help you.

Should you wish to proceed after that, we charge a flat fee of $399 to cover the professional research, analysis, and preparation of your comprehensive Personal Insurance cover.

When you decide to implement your plan with us, this fee is retained to cover our initial work and ensures our professional time is dedicated to clients who are serious about protecting their families.

• Q: I’m with BHP/Rio/FMG. Isn’t my work-provided insurance enough? A: While valuable, work-provided or default super insurance is often a basic level of cover with small amounts of cover and often of poor quality too. It’s typically not tailored to your specific circumstances, income or mortgage, and may not provide the comprehensive ‘own occupation’ protection you need for your trade. We can review it for you.
• Q: How long will the whole process take? A: The initial chat is just 15 minutes. From there, the timeline can vary, but our goal is to make it as efficient as possible. We do the running around so you don’t have to.

What Our Clients Say

“Paul made the whole process incredibly easy. As a Fitter on an 2:1 roster, I had zero time for paperwork. He sorted out a proper ‘Own Occupation’ policy for me and gave my family total peace of mind. I couldn’t recommend him highly enough.” – Mark S, HD Fitter

“Couldn’t have been easier. I’d looked at my super and a few online quotes and was just getting confused by all the jargon. Paul jumped on a quick call, cut through all the noise, and explained what I actually needed in simple terms. He handled everything while I was on swing. No fuss, no stress. Highly recommend.”  – Dan L., FIFO Electrician

“The biggest thing for me is peace of mind. You earn good money in this game, but you’re always aware of the risks. I wanted to make sure my wife and kids were genuinely looked after if something happened to me. Paul was brilliant. He didn’t just sell me a policy; he took the time to understand our situation and found cover that was rock solid. He’s a genuine bloke you can trust.” – Chris W., Boilermaker